Bring Your Home Dreams to Life
At American Bank, we take great pride in having loan officers who can provide advice and answer questions on how you can get the most out of your mortgage. We offer highly competitive in-house and secondary market mortgage loan products that provide numerous rate, term, and down payment options so we can customize the perfect home loan for you.
Purchase or Refinance
Whether you are purchasing a home or refinancing your existing home, American Bank will help you find the best loan program to achieve your goals.
Details
- We offer Conventional, FHA, VA, and USDA loans.
- We offer Jumbo Loans.
- Interest Rate varies depending on loan program, credit profile, property and loan term.
Home Improvement
Looking to remodel? Add square footage? Build a pool? We can help make those dreams come true!
Details
- Interest only period while improvements are being completed.
- Rate varies depending on your credit profile, term, and property.
Home Equity
Use the equity in your home to finance a remodel, consolidate debt or finance other big purchases.
Details
- Borrow based on the value of your home, subject to credit approval.
- Rate varies depending on your credit profile, term, and property specifics.
Lot Loans
Looking to purchase a lot for a future home? We can help!
Details
- Interest only payments while you plan your future home.
- Borrow based on the cost/value of your home.
- Rate varies depending on your credit profile, term, and property.
Construction Loans
While some search for their dream house amongst homes already built, others prefer to customize their home from the ground up. American Bank has expert lenders that can guide you through the process.
Details
- Borrow based on the value of your completed home, subject to credit approval.
- Interest only payments while you complete construction.
- Full array of permanent financing options available upon completion.
- Jumbo construction loans available.
- Rate varies depending on your credit profile, term, and home specifics.
How to Apply
Please contact us at (254) 412-2000 or email our lending team if you have additional questions or wish to learn more.
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